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This publication is offered to you conditioned upon your acceptance without modification of the following terms, conditions, and notices: All content herein is for the user’s convenience and informational purposes only. While such content is believed to be of practical value, neither the Department of the Navy nor Naval Services FamilyLine make any representation as to the suitability, reliability, completeness, or accuracy of the information herein. All information is provided “as is” and without warranty of any kind. The Department of Defense, Naval Services FamilyLine, and their respective employees and volunteers shall have no liability whatsoever for any losses that may occur as a result of applying the information contained herein. Though no license to the intellectual property herein is granted, fair use is encouraged. Thus you may quote or disseminate this document in whole or part with credit to its creators but it shall not be resold or used for advertising or product endorsement purposes. Trademarks appearing herein belong to their respective owners and no affiliation with or sponsorship by such owners is claimed.